Richardson Lending Team
Jason Richardson
Senior Mortgage Advisor
Gold Star Mortgage Financial Group
Residential, Investor, and Commercial Financing Strategy
About Jason
About Jason
Jason Richardson leads the Richardson Lending Team as a Senior Mortgage Advisor with Gold Star Mortgage Financial Group.
He helps clients structure smart financing strategies across residential mortgages, investment property financing, commercial real estate, and alternative capital options.
The focus is simple: clarify the goal, structure the right path, and guide execution with clear communication from application to closing.
NMLS #256859
Gold Star Mortgage Financial Group
NMLS #3446
Our Philosophy
The Capital Advisory Approach
Most lenders focus on loan products.
Our approach focuses on strategy first.
Every transaction begins with understanding the objective, evaluating structure, and aligning financing with long-term goals.

The strategy determines the structure. The structure determines the outcome.
This applies whether the scenario involves:
A primary residence
An investment property
A commercial real estate acquisition
A time-sensitive or complex financing situation
Residential
Residential Mortgage Solutions
Purchase Financing
Refinance and Equity Strategy
Jumbo and Conventional Options
Investor Residential Property Financing
Begin a Residential Application
Apply Now
60 Second Buyer Pre-Qualification
Check Your Home Equity
Investor Strategy
Investor Financing Strategy
Financing options structured for real estate investors, including:
DSCR Loan Solutions
Bridge Financing Scenarios
Fix-and-Flip Strategies
Long-Term Rental Portfolio Planning
Commercial
Commercial Real Estate Financing
Owner-Occupied Commercial Properties
Investment Commercial Real Estate
Cash Flow-Driven Structure Evaluation
Acquisition and Refinance Strategy
Request a Commercial Real Estate Quote
Alternative Capital
Private and Alternative Capital Strategy
Some scenarios require flexibility beyond traditional lending guidelines.
We help evaluate alternative capital structures and connect clients with appropriate capital partners when speed, structure, or complexity require a different approach.
Every option is evaluated through the same strategy-first lens.
Speed
Time-sensitive transactions that require rapid capital deployment
Structure
Complex deal structures beyond conventional guidelines
Complexity
Unique scenarios matched with appropriate capital partners
City First Mortgage Services, LLC is a DBA of Gold Star Mortgage Financial Group, Corporation (NMLS ID #3446), an Equal Housing Opportunity lender and FHA-approved lender. Gold Star Mortgage Financial Group, Corporation is a California financial lending institution licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Gold Star Mortgage Financial Group, Corporation is not the FHA or any other government agency. The FHA does not directly originate, underwrite, service, or guarantee any residential mortgage loan. Not all products are available in all states.
Gold Star Mortgage may choose to recommend Modern Title Grou LLC (at times, d/b/a Gold Star Close) or Radiant Insurance, LLC. Gold Star Mortgage has a direct or indirect financial or ownership interest in Modern Title Group LLC (at times, d/b/a Gold Star Close) and Radiant Insurance, LLC. You are not required to use either Modern Title Group LLC (at times, d/b/a Gold Star Close) or Radiant Insurance, LLC.